CPB Certified Professional Biller Certification Practice Exam 2025 – All-in-One Guide to Achieve Exam Success!

The focus of a CDHP, or Consumer Directed Health Plan, is to empower consumers to take control of their healthcare decisions, primarily through a combination of high-deductible health insurance plans and tax-advantaged accounts, such as Health Savings Accounts (HSAs) or Health Reimbursement Arrangements (HRAs).

These plans are designed to encourage individuals to be more involved in their healthcare spending, promoting cost-conscious behavior when choosing healthcare services. By placing more financial responsibility on consumers, CDHPs aim to enhance awareness of healthcare costs and foster informed decision-making, ultimately leading to more efficient use of healthcare services.

The other options represent concepts that do not align with the established definition of CDHP. For example, a Comprehensive Disease Health Program might imply a focused strategy on managing specific diseases rather than consumer choice. Community Diagnosis Health Program and Certified Drug Health Plan also steer away from the core concept of consumer direction and choice in health spending.